Those are both attractive deals, but only AT&T's free iPhone 12 offer is available to newcomers and current customers alike. Existing customers can get half off an iPhone 12 Pro or up to $500 off any iPhone 12 model with a trade-in. T-Mobile is offering up to $850 off any new iPhone 12, but like Verizon, the Uncarrier requires you to both trade in an eligible and add a line of data. Existing customers who trade in an iPhone 8 or later can lower the cost of their iPhone 12 from $33.33 a month to just $15 a month, saving $439 on their phone over the course of 24 months. But in addition to having a phone to trade-in, you also need to bring a phone number over to Verizon. The caveat there is that their most aggressive promotions are aimed at attracting new customers existing customers qualify for some discounts, but the free iPhone deals are reserved for switchers.Īt Verizon, for example, you can also get an $800 credit on an iPhone 12 purchase. So if you're not interested in tying yourself to AT&T for the next 30 months, both Verizon and T-Mobile will be happy to do business with you, too. To be fair, other carriers are offering aggressive promotions to, aimed at luring would-be iPhone 12 buyers.

And you'd need to sign up for one of AT&T's unlimited data plans anyhow to enjoy 5G service, which is really one of the marquee features for Apple's latest iPhones. You'll need a newer iPhone like the iPhone 8 or later to qualify for the full credit, but chances are you've got a device to trade in to get some relief on the iPhone's price.

As far as requirements go, the ones for AT&T's credit aren't too demanding.

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